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Disabled home owner needs help on home equity lineof credit loan

labdad started this conversation

I need some help.

(beg. edit)  I have slowly been sinking in to  a big problem area that no matter how much I think it is goingto go away or change, it just seems to get worse. I only receive my disabilty everymonth, thats it.  I have to take care of a house I didn't ask for, can't afford and can't sell. 

I am disabled with spinal njuries that need surgery.  That cannot happen andlive from hour to hour, day to day, month to month forpain meds, injectons, chiro anything that Medicare can give to help with this without costing a fortune in the 20% co-pays.

what is worse is I cannot have the surgery due to a degenerative, undiagnosed brain condition.  My brain activity, just 7 months ago was slowed on the right hemispere.  My next pet scan showed the slowinghad incresed in the right and was now in the left side too.  In addition it had spread to the temporal lobes andthat areas was almost completely void of activity.  since my mother has alzheimers, that is immediately what they suspect.  I am only 53. 53!  This is not supposed to happen.  I just put my mother in a nursing home this past february after 3 plus years of taking care of her myself at home.  At the end, when mom was in late stage alzheimers, there was a point there wasn'tanything I hadn't or wouldn't need to do for my mom, nothing.  Now within 6 months I hear that now I have it!!! No way, this cant be, its not right. This isn't how it is supposed to be.My life hasn'tbeen a horror show, prettyclose at times, but many many have had itworse, but it has not been an easy ride.  No war stories neededas we all havethem. I am just broken apart and lost and now all I haveis flling apart around me. I have been battling cognitive, neurological, balance, central brain damamge and lesions for almost 5 years in addition tothe spine fractures and corresponding issues.

I added the above to my original post below after reding other posts.  I realized that it was OK to share more deeper and uncomfortableand really bad situations and issues.  I don't feel so alone, so pardon the edit.I thank you all in advance for letting me post and be a part of this new community.  God Bless and hope to all who need it and have the courage to ask for it.  (end edit)

I would like to find out if there are any programs, institutions or assistance available for obtaining a home equity line of credit. I am on disability and will be most likely be permanent. I have a home with no mortgage that needs repairs desperately. As we speak I just sprouted a roof leak and the splat splat splat in to the bucket is driving me crazy.
I own this home now as my mom had gotten ill and had to go in to a nursing home, so the house was transferred in to my name for that purpose. I was in no real position financially for this, but now I have to take care of things.
Any info or points in the right direction or just a hi would be greatly appreciated.

 

(is there spell check on this somewhere)

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